Source: https://covertrustinsurance.com/business-insurance/ [Home](https://covertrustinsurance.com/) Who we help For the work you put your name on # You know your work. Let’s cover it well. The tools you carry. The properties you rent. The advice you give. Start with what you do, and explore the coverage questions that belong in your quote. [Find my business](https://covertrustinsurance.com/business-insurance/#find-your-business) [Call 631-877-3592](tel:+16318773592) One conversation. The right details. ## Your business is more than a category. Daniel will ask about your actual work, team, vehicles and contracts, then help compare available options. No additional broker fees. [NY](https://covertrustinsurance.com/areas/new-york/) [NJ](https://covertrustinsurance.com/areas/new-jersey/) [CT](https://covertrustinsurance.com/areas/connecticut/) [PA](https://covertrustinsurance.com/areas/pennsylvania/) Personal coverage matters, too. [Explore home, auto, renters and more.](https://covertrustinsurance.com/insurance/) Start with your day to day ## What do you do? Practical coverage guides for the people building, maintaining and running our communities. [Trades & field services](https://covertrustinsurance.com/business-insurance/#trades) [Shops, services & home businesses](https://covertrustinsurance.com/business-insurance/#shops) [Property & professional work](https://covertrustinsurance.com/business-insurance/#property) ## Trades & field services [FOR THE BUSINESS THAT SOLVES THE NEXT PROBLEM Insurance for handymen Prepare handyman and property maintenance insurance with a specific work list, job limits, tools, vehicles, helpers and customer contract requirements. Explore your coverage](https://covertrustinsurance.com/business-insurance/handymen/) [FOR THE WORK FROM FIRST CUT TO FINAL FIT Insurance for carpenters Prepare a carpentry insurance quote around framing or finish work, shop equipment, materials in transit, installation, completed work and employee duties. Explore your coverage](https://covertrustinsurance.com/business-insurance/carpenters/) [FOR THE WORK BEHIND EVERY CONNECTION Insurance for electricians Prepare an electrician insurance quote around your job scope, completed work, test equipment, service vehicles, employees and contract requirements. Explore your coverage](https://covertrustinsurance.com/business-insurance/electricians/) [COVERAGE QUESTIONS FOR EVERY SERVICE CALL Insurance for plumbers Compare plumbing business coverage with a clear account of service work, installations, water-damage questions, equipment, vehicles and payroll. Explore your coverage](https://covertrustinsurance.com/business-insurance/plumbers/) [FOR THE TEAM THAT KEEPS BUILDINGS COMFORTABLE Insurance for HVAC contractors Build an HVAC insurance quote around installation and service work, equipment in transit, rooftop access, employees, work vehicles and contracts. Explore your coverage](https://covertrustinsurance.com/business-insurance/hvac-contractors/) [FOR THE BUSINESS THAT WORKS OUTSIDE Insurance for landscaping businesses Prepare a landscaping quote around mowing, installations, seasonal services, trailers, mobile equipment, employees and property-manager contracts. Explore your coverage](https://covertrustinsurance.com/business-insurance/landscaping-businesses/) [FOR THE TEAM CLIENTS TRUST WITH THEIR SPACE Insurance for cleaning businesses Compare cleaning business insurance around the properties you enter, services you perform, customer belongings, employees, equipment and work travel. Explore your coverage](https://covertrustinsurance.com/business-insurance/cleaning-businesses/) [PROTECTION QUESTIONS BEHIND THE FINISH Insurance for painters Prepare a painting contractor quote around interior and exterior work, surface preparation, equipment, property-damage questions, crews and customer contracts. Explore your coverage](https://covertrustinsurance.com/business-insurance/painters/) ## Shops, services & home businesses [FOR THE BUSINESS BEHIND EVERY SERVICE Insurance for restaurants Compare restaurant business insurance using your food service, property, delivery, staff and interruption details. Identify specialty coverage questions before choosing. Explore your coverage](https://covertrustinsurance.com/business-insurance/restaurants/) [FOR THE STORE YOU HAVE BUILT Insurance for retail stores Prepare a retail insurance quote around inventory, seasonal stock, products, online sales, store fixtures, employees and lease requirements. Explore your coverage](https://covertrustinsurance.com/business-insurance/retail-stores/) [FOR THE BUSINESS BEHIND THE SERVICE BAY Insurance for auto repair shops Prepare an auto repair business insurance inquiry around customer vehicles, repair operations, test drives, shop equipment, employees and specialized coverage questions. Explore your coverage](https://covertrustinsurance.com/business-insurance/auto-repair-shops/) [FOR THE BUSINESS BUILT AROUND YOUR CLIENTS Insurance for salons and barbers Prepare salon or barber business insurance around services, chair rental, professional liability, equipment, staff, premises and client information. Explore your coverage](https://covertrustinsurance.com/business-insurance/salons-barbers/) [FOR THE BUSINESS THAT STARTED AT HOME Insurance for home-based businesses Prepare a home-based business insurance inquiry around inventory, equipment, visitors, professional services, deliveries and the limits of home or renters coverage. Explore your coverage](https://covertrustinsurance.com/business-insurance/home-based-businesses/) ## Property & professional work [FOR THE RESPONSIBILITIES BEHIND EACH PROPERTY Insurance for property managers Prepare a property management insurance inquiry around management duties, ownership interests, professional liability, client contracts, records and employee activities. Explore your coverage](https://covertrustinsurance.com/business-insurance/property-managers/) [FOR THE PROPERTY YOU RENT AND MAINTAIN Insurance for landlords Review rental property coverage using occupancy, building details, rental income, vacancies, renovations and the difference between landlord and tenant protection. Explore your coverage](https://covertrustinsurance.com/business-insurance/landlords/) [FOR THE BUSINESS BUILT ON YOUR EXPERTISE Insurance for consultants Prepare consultant insurance around professional services, client contracts, prior coverage, data access, office property and business travel. Explore your coverage](https://covertrustinsurance.com/business-insurance/consultants/) ## From your work to a clearer quote. [Your quote checklist](https://covertrustinsurance.com/answers/what-to-have-ready-for-a-quote/) 01 / YOUR OPERATIONS ### Tell the whole story. Share your services, locations, employees, subcontractors and any unusual work. Small details can change which coverage fits. 02 / YOUR REQUIREMENTS ### Bring the paperwork. Existing policies and customer, lease or project requirements help Daniel identify what needs to be compared. 03 / YOUR NEXT STEP ### Understand the options. Review available coverage, limits, deductibles and pricing before choosing. Carrier eligibility and underwriting apply. --- CoverTrust Insurance Agency LLC — a FreedInsure P&C division. Daniel Kazberuk, insurance broker. NPN 20298170. Contact: [631-877-3592](tel:+16318773592) · [DanielKazberuk@covertrustinsurance.com](mailto:DanielKazberuk@covertrustinsurance.com) Insurance availability, pricing and approval depend on the insurer, eligibility and underwriting. A quote request does not bind coverage. Policy terms control.