Source: https://covertrustinsurance.com/terms/ CoverTrust Insurance Agency LLC # A few important details. ## Quotes and coverage Submitting a request does not bind, change or cancel insurance. Coverage begins only when confirmed by an insurer or authorized representative, subject to the applicable effective date, policy terms and required payment. ## Availability and timing Product availability and pricing depend on location, risk, eligibility, applicable licensing and carrier underwriting. We aim to handle quotes and applications promptly but do not promise a specific turnaround or approval. ## Pricing and broker fees CoverTrust does not add an additional broker fee. Premiums, carrier charges, taxes and required policy fees may apply and will be explained with the quote. ## Educational content Website descriptions are general information. They do not replace policy wording, endorsements or advice about your particular circumstances. Policy terms control. ## Carrier and market names Names and logos belong to their respective owners. The directory includes insurers, intermediaries, platforms and specialty markets. Inclusion does not mean every product is available through every entity in every state. ## Service areas City, town and county entries describe geographic inquiry areas. They are not branch-office locations. We do not claim a physical office in every listed community. ## Contact CoverTrust Insurance Agency LLC Daniel Kazberuk · NPN 20298170 [631-877-3592](tel:+16318773592) [DanielKazberuk@covertrustinsurance.com](mailto:DanielKazberuk@covertrustinsurance.com) --- CoverTrust Insurance Agency LLC — a FreedInsure P&C division. Daniel Kazberuk, insurance broker. NPN 20298170. Contact: [631-877-3592](tel:+16318773592) · [DanielKazberuk@covertrustinsurance.com](mailto:DanielKazberuk@covertrustinsurance.com) Insurance availability, pricing and approval depend on the insurer, eligibility and underwriting. A quote request does not bind coverage. Policy terms control.