A standard property policy may limit coverage for jewelry and other valuables. Scheduled-item or specialty coverage can offer different limits and covered causes of loss, subject to its terms.
General information. Actual coverage depends on the policy.
Compare the details that matter.
The right quote should make the coverage easier to understand. Here are useful things to review with Daniel.
Item limits and valuation method
Appraisal requirements
Loss, theft and accidental damage terms
Deductibles and worldwide coverage
A little preparation. A clearer quote.
List the items and any recent appraisals or receipts.
Tell us whether you already insure them on another policy.
Not necessarily. Home policies may have special limits or exclusions for valuable items. Compare those terms with a scheduled or standalone option.
What do I need to get a quote?+
List the items and any recent appraisals or receipts. Tell us whether you already insure them on another policy.
Does requesting a quote start my coverage?+
No. A quote request does not bind, change or cancel insurance. Coverage starts only when confirmed by the insurer or an authorized representative, subject to the effective date, policy terms and any required payment.