Quick quotes. Clear next steps.
We focus on getting the right information up front and moving complete applications to carriers promptly.
Your independent insurance partner
Your life.
Your business.
Covered.
You’ve got a lot worth protecting. We make it easier to find the right coverage, at a price you understand.
✓ Prompt quote handling✓ No additional broker fees
Proudly helping our neighbors in NY, NJ, CT & PA.
CHOICE, WITH GUIDANCE
Well-known names. A personal recommendation.
Travelers
GEICO
Nationwide
Chubb
National General
The Hanover
Hagerty
AmTrust Insurance
CNA
Jewelers Mutual
Foremost Insurance
Hiscox
Carrier and market access varies by product, location and eligibility. Daniel helps you understand your available options.
Protection, made personal
What would you like
to protect?
From your first apartment to your growing business, we’ll help you make sense of your options.
Auto insurance
For your everyday drive and everything along the way.
Explore coverageHomeowners insurance
Protect the place you make your own.
Explore coverageRenters & apartment insurance
Your belongings deserve their own protection.
Explore coverageCondo & co-op insurance
Coverage for the space you own, inside and out.
Explore coverageLandlord & rental property insurance
For the property you rent and the income it supports.
Explore coverageFlood insurance
A separate conversation worth having.
Explore coverageBusiness owner’s policy
A practical starting point for your business.
Explore coverageGeneral liability insurance
Protection for the risks of doing business.
Explore coverageCommercial auto insurance
Keep your business moving with the right coverage.
Explore coverageFleet insurance
One clear view of the vehicles that power your business.
Explore coverageWorkers’ compensation
Support for your team, built around your work.
Explore coverageContractors & artisans insurance
Built for the work you do, on every job.
Explore coverageThe CoverTrust difference
We do the shopping.
You get the clarity.
Insurance should feel like a conversation, not a maze. Daniel works with you to understand what you need, compare available options and explain what comes next.
5 years at State Farm before branching out2,000+ clients Daniel has worked with
Meet your broker Know what you’re paying for.
Understand your premium, limits and deductibles. No additional broker fees. No guessing what the quote includes.
A person in your corner.
Talk directly with Daniel, from your first question to your next coverage review.
A straightforward start
From “I need insurance”
to “I understand my options.”
Start with what matters.
Call Daniel or send a short request. Share what you want to protect and where you’re located.
See your options clearly.
We shop available markets and walk you through coverage, pricing and the carrier’s requirements.
Take the next step with confidence.
Choose your coverage. We help move the application forward and confirm when protection can begin.
Quote and approval timing depends on the carrier, information provided and underwriting. Coverage begins only when confirmed.
Local needs. A wider reach.
Four states.
One trusted conversation.
From Long Island to the Jersey Shore, Connecticut to Pennsylvania. Explore insurance help for your community.
Find your areaA useful way to get started
A clearer quote starts
with better questions.
Build a checklist for your coverage, state and next step. No contact details needed.
Built around what you do
Different work.
Different insurance questions.
FOR THE WORK BEHIND EVERY CONNECTION
Insurance for electricians
Prepare an electrician insurance quote around your job scope, completed work, test equipment, service vehicles, employees and contract requirements.
Explore your coverageFOR THE TEAM CLIENTS TRUST WITH THEIR SPACE
Insurance for cleaning businesses
Compare cleaning business insurance around the properties you enter, services you perform, customer belongings, employees, equipment and work travel.
Explore your coverageFOR THE PROPERTY YOU RENT AND MAINTAIN
Insurance for landlords
Review rental property coverage using occupancy, building details, rental income, vacancies, renovations and the difference between landlord and tenant protection.
Explore your coverageFOR THE BUSINESS BUILT ON YOUR EXPERTISE
Insurance for consultants
Prepare consultant insurance around professional services, client contracts, prior coverage, data access, office property and business travel.
Explore your coverageHow do I get a quote from CoverTrust?
Choose the type of coverage you need and send a short quote request, or speak with Daniel Kazberuk. He can confirm the details needed to compare available options and explain the next steps.
Do you charge additional broker fees?
CoverTrust does not add an additional broker fee. Insurance premiums, carrier charges and any applicable taxes or required policy fees are separate and will be explained with your quote.
How quickly can I get covered?
We focus on prompt quote handling and moving complete applications to the carrier quickly. Quote and approval timing depends on the insurer, coverage, information provided and any underwriting review. Coverage is effective only when confirmed by the insurer or an authorized representative.
Which areas do you serve?
We welcome quote inquiries from New York, New Jersey, Connecticut and Pennsylvania. Carrier and product availability depends on the location, risk and applicable licensing.
Can you compare my current insurance?
Yes. Your current declarations page is a helpful starting point. Daniel can discuss limits, deductibles and exclusions with you so you can compare more than the premium alone.
A clearer way to get covered
Let’s find your right coverage.
A real conversation. Clear options. No additional broker fees.