For you & your family
Personal umbrella insurance.
An extra layer above everyday liability limits.
What does it help protect?
A personal umbrella policy can add liability protection above specified underlying policies. Compare the required home and auto limits, covered exposures and exclusions before deciding how much additional protection to seek.
General information. Actual coverage depends on the policy.
Compare the details that matter.
The right quote should make the coverage easier to understand. Here are useful things to review with Daniel.
- Required underlying liability limits
- Covered household members and properties
- Available umbrella limits
- Exclusions and any retained limit
A little preparation. A clearer quote.
Have your home and auto liability limits available.
List rental properties, recreational vehicles and other exposures.
Let’s talk it through
Your coverage. Your questions.
Daniel can help you compare available options and understand what happens next.
No additional broker fees. Carrier eligibility and underwriting apply.
Good questions
Know before you choose.
Does umbrella insurance cover everything?
No. Umbrella policies have exclusions and conditions, and usually require specified underlying insurance. Review the policy’s scope with the broker.
What do I need to get a quote?
Have your home and auto liability limits available. List rental properties, recreational vehicles and other exposures.
Does requesting a quote start my coverage?
No. A quote request does not bind, change or cancel insurance. Coverage starts only when confirmed by the insurer or an authorized representative, subject to the effective date, policy terms and any required payment.
Explore coverage near you.
Built around what you do
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The Cover Trust journal
Before you choose, get a little clarity.
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Read the article Personal coverageWhat does umbrella insurance cover?
Understand personal umbrella liability coverage, underlying policy requirements, exclusions and the information needed to compare available limits and pricing.
Read the articleA clearer way to get covered
Let’s talk about your personal umbrella insurance.
A real conversation. Clear options. No additional broker fees.